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Who We Serve

Flexible Coverage Solutions for Everyone

Whether you're protecting your family or providing benefits for your employees, we offer the flexibility and freedom to build the perfect plan.

Families

$2,500+
Annual health expenses
$500
Per capita dental costs

Our plans help ease the cost of ongoing health expenditures and provide much-needed coverage for costly, less-frequent occurrences such as unforeseen accidents or illness.

Busy families juggle work, children's activities, and aging parents while managing health setbacks like injuries or accidents that require professional care.

Common Family Health Needs

Wellness practitioners
Emergency dental care
Prescription medications
In-home nursing

Common Expenses

Wellness:

  • Psychologists
  • Chiropractors
  • Physiotherapists
  • Massage Therapists

Unexpected:

  • Dental accidents ($5K+)
  • Ambulance services
  • Medications
  • Nursing care
Real Life Scenario

Imagine your spouse has just accepted an offer to become a contractor instead of an employee, for flexibility and opportunities to increase income. The new arrangement does not include a benefit plan.

Before you have had time to call around and look into purchasing a health plan, your 14-year-old daughter falls off her bike on the way to school and chips two teeth.

The cost of dental work to repair is $7,200. Now what?

Business Benefits

Cost control & predictability
Employee choice & flexibility
Minimal administration

Small Businesses

Recognize the importance of providing benefit plans to protect your employees and promote wellness among your business's greatest asset - its people.

Escape the frustration of escalating premiums, "one-size-fits-all" solutions, and the ongoing balancing act between cost and benefits.

Each employee chooses a plan that is uniquely theirs. You set the contribution amount and retain complete control of costs going forward.

Tax-Free Health Spending Account (HSA)

Provide flexible benefits while maintaining cost control.

For Employers

  • Tax deductible for your business
  • Flexible contribution levels
  • Complete cost control

For Employees

  • Tax-free health spending
  • Choose your own plan
  • Covers any medical or dental expense

Ready to Get Started?

Whether you're protecting your family or providing employee benefits, we're here to help.

Find Your Solution